Financing Options

Affordable Hearing Care and Financing Options That Fit Your Budget

Once you’ve acquired your hearing aids, you’ll have access to unlimited follow-up care, batteries for your devices when you need them, and a three-year warranty that protects your hearing system from the wear and tear that heat, humidity, moisture, and oils can cause. And while there’s no getting around the fact that healthcare is a high-ranking expense for many Americans, we do our best at New York Hearing Doctors to help you get the treatment you need with financing options and payments that you can afford. Ask our audiologists for more information about these plans. New York Hearing Doctors also accepts cash, check, and all major credit cards. In addition, we have teamed up with other institutions to provide convenient payment plans for our patients. Available plans are listed below. Our front office staff can explain these options in further detail during your visit.

Your investment in better hearing is a time-intensive process that, when all is said and done, benefits your quality of life in ways that you may not have experienced in years. You may not hear better overnight, but by retraining your ears and brain to process sounds that it hasn’t heard in years — a process we can help you with at New York Hearing Doctors — your satisfaction with your devices will continue to increase.

Wells Fargo Health Advantage® credit card* program

Wells Fargo Health Advantage credit card brings you exclusive benefits:

  • Convenient monthly payments to fit your budget
  • Open line of credit for all your healthcare needs
  • Special terms promotions available, ask your healthcare provider for details
  • Easy to use online account management and billing payment options

*The Wells Fargo Health Advantage® credit card is issued with approved credit by Wells Fargo Financial National Bank. Ask for details.

nyc hearing audiology office
nyc hearing audiology office
nyc hearing audiology office

HealthiPlan® credit card* program

HealthiPlan Financing Plans Offer:

  • Payment plans* on a variety of procedures that fit your budget
  • Credit Limits to get the services you need
  • No down payment required; no prepayment penalties
  • No hidden or application fees

*Promotional financing available with HealthiPlan Credit Accounts, offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required.


Use Health Benefits and FSA Funds to Your Advantage

Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If New York Hearing Doctors is a preferred provider with your insurance company, we will directly bill your insurance for payment.
Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.

New York Hearing Doctors Participates with the Following Insurances:

  • 1199
  • AARP
  • Aetna*
  • Blue Cross Blue Shield
  • CHP
  • Cigna
  • Emblem – GHI* (no HIP)
  • Empire Plan
  • Humana
  • Magnacare
  • Medicare
  • Oscar*
  • Oxford – Freedom plan only
  • TransAmerica
  • United Healthcare

* Insurance accepted for diagnostic only

New York Hearing Doctors is a preferred provider for most medical insurance plans, some of which carry a hearing aid benefit. It is important that you check with your insurance provider for information regarding hearing benefit coverage, which you can typically find by contacting your insurer’s customer service line. Although we can provide some assistance with this process, your individual insurer will have more details.
The cost of hearing aids is usually the result of a few things: the quality of sound that the unit produces, the features included that help the user hear better, the quality of the components of the unit, and the custom fitting and follow-up care by the specialist who fits your hearing aids. Although inexpensive hearing aids do exist, they are typically made with low-quality components, are not correctly fit to treat your specific hearing loss, and do not include any professional care by a highly trained provider who will help you get the most out of your investment.
Medicare Part B (medical insurance) will cover the diagnostic hearing and balance exams only if your primary care physician orders these tests based on symptoms, conditions, or complaints that would require medical treatment. Medicare does not currently cover regular hearing exams or treatment, including hearing aids and exams for fitting hearing aids.

New York Hearing Doctors

New York Hearing Doctors
120 E. 56th St Suite 430
New York, NY 10022
Phone: (212) 784-6125

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